The loan agreement is for seven months and at any point during that period you can:

•Redeem the agreement - This is the most common option for customers, pay us the value of the loan, plus the interest accrued to date and you get your items back.

•Renew the agreement – If you don’t have all the cash available to redeem then you pay us the interest only and a new loan agreement is issued for upto a further 7 months. Many customers will also pay a little off the loan at this point as well.

What happens if I don’t pay back?

Not a problem! We will contact you and let you know that your agreement is coming to an end.  If you don’t want the goods back then we will sell them to repay the loan.
This is all explained in your agreement, but the important thing is you are not in debt, and you will have nothing more to pay. We do not inform credit reference agencies and you are welcome to use our services again.

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