EASY 123

Getting a loan is easy....

CALL 0121 2365740 - WE'RE HERE TO HELP

Variable amounts at variable interest rates available

£5
£50
£500
£5000

What does it cost:

Our interest rates are variable depending upon how much you borrow.

REPRESENTATIVE EXAMPLE:

Amount of credit: £300 for 6 months. Total amount payable £478.32 over 6 equal monthly installments of £79.72. Total Charge for credit £178.32. Interest rate: 118.9%pa (fixed). Representative 446.9%APR.


PAWNBROKING SERVICE

We offer short-term secured borrowing available in minutes
whether you need £5 or £5,000 we can help.

CASH LOANS

We advance CASH against the following:

  • Gold and platinum jewellery
  • Diamond and other precious gemset jewellery
  • Prestige watches

UNCOMPLICATED

Items are valued, the loan agreed and your cash paid out within minutes. There are no set-up fees, credit checks or appointments required.

FLEXIBLE

Our pawnbroking loans are 7 months in duration with the facility to reduce the loan interest by paying back the loan sooner. Should you wish to extend the loan past the 7 months point this can be arranged, though it should be stressed that this is not recommended and NOT always possible.

You should view pawnbroking as a short-term credit solution, but we will be as accommodating as possible.

SECURE

All goods taken against loans are held in our high security safes for your peace of mind. You will be given a receipt for all items held.

Please be aware you risk losing your items if you fail to repay by your due date

CASH FOR GOLD

Scrap gold, broken gold, unwanted gold, gold coins – we'll buy it all
“Turn your gold into cash”

It couldn’t be easier to turn your unwanted gold into cash. Simply bring it along to one of our shops and we will pay you CASH there and then. Our knowledgeable and friendly staff will find the correct carat of your gold, weigh it and offer you our daily price per gram for your gold.It has never been easier to sell your gold. We buy your old or unwanted gold even if it is no good to you or anyone else.

FREQUENTLY ASKED QUESTIONS

Any questions not answered please ring

1WHAT CAN I PAWN?
You can pawn anything of value that we can sell should you fail to repay the loan. Jewellery and luxury watches are the most popular items we accept, however, we do accept items such as antiques, art, designer items and other high value collectibles. If in doubt you should contact us to discuss your items.
2HOW MUCH CAN I BORROW?

We charge an interest rate that is above a high street bank loan but much less than, say, a pay day loan. During the appraisal you will be quoted an interest rate and the repayment schedule explained to you and you will receive pre contract information in writing.

The amount loaned will be a percentage of the appraised value of the item you want to pawn. The valuation of the item or items will depend on various factors at the time of the appraisal. This will all be fully explained to you and will enable you to then shop around for other quotes should you feel the need.

3HOW DO I PAY the LOAN BACK?

If you accept our terms and conditions and pawn your item or items you will pay back the loan either in regular installments or the whole sum at the end of the loan period. You are free to pay the loan amount back early and only pay the interest on the period you borrowed the money.

Should you need to extend the loan period and are up to date with the interest payments, we can, in some circumstances, extend the loan and draw up a new contract. But please contact us as soon as possible before the loan period expires.

4I DON’T KNOW IF I SHOULD PAWN IT OR SELL IT

If you are in doubt as to whether to sell or pawn your items we can generally help either way. If you have items that have sentimental value then pawning maybe the answer. We’ll give you a cash loan, secured against your property and on repayment of the loan the item or items will be returned to you. At all times your item or items will be held securely and safely ready for you to collect.

Should you decide to sell we can offer very competitive rates on gold and luxury watches.

5WHAT ID DO I NEED?
We require identification that shows who you are, where you live and your age (if appropriate). Acceptable forms of ID are, a driving licence, a passport or signed bank card accompanied by a recent utility bill. Images of all customers are recorded as part of the transaction.
6WILL YOU REMIND ME?
Toward the end of the loan period we will send you a reminder (just in case you forget.
7HOW DO YOU VALUE ITEMS?
Valuations are based on the auction or trade prices that are normally realised. Please be aware that the values are generally lower than you would expect to see in a retail shop. The valuation represents the price a retailer would BUY the item for.Please note that if a loan is offered against the pledge it will be a percentage of the valuation

ABOUT US

offering outstanding rates & service to meet all your fast cash requirements

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SEND US YOUR ENQUIRY
WE'RE HERE TO HELP

or Call us on 0121 270 5058

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Alternatively send an email enquires@trojanfindings.co.uk or ring us on the number above.

Address

  • 21A VYSE STREET, HOCKLEY, BIRMINGHAM, B18 6LE